Lewisville, TX Rideshare Accident Lawyer

Uber and Lyft have become a go-to service for people looking for safe, convenient transportation around their communities. Unfortunately, passengers and other motorists on the road can end up dealing with a legal headache when a rideshare driver causes a car accident. Questions about liability and coverage can be confusing to navigate, which is why it is often advisable to work with a Lewisville, Texas rideshare accident attorney.

At Jerry D. Andrews, P.C., we have decades of legal experience that we leverage to our clients' advantage. We have a track record of helping injured people recover real payment for their losses, as you can see in our case results. We will investigate your Uber or Lyft accident in detail and review all avenues of compensation.

Insurance Coverage in an Uber or Lyft Accident

One of the most complicated aspects of a rideshare accident claim is figuring out which insurance policy applies. Uber and Lyft both maintain commercial insurance policies for their drivers, but the coverage available depends on what the driver was doing at the moment of the crash.

When a driver has the app turned off, their personal auto insurance is the only coverage in play. When the app is on and the driver is waiting for a ride request, Uber and Lyft provide limited liability coverage, but it is significantly lower than what applies during an active trip. Once a driver has accepted a ride and a passenger is in the vehicle, Lyft and Uber provide up to $1 million in liability coverage. Understanding which phase applied at the time of your accident matters because it directly affects how much compensation may be available to you.

At Jerry D. Andrews, P.C., we untangle the insurance questions so you do not have to. We review the timeline of the trip, the driver's app status, and the policies involved to identify every source of coverage that applies to your claim.

Rideshare Accidents When Fault Is Disputed

Rideshare companies and their insurers do not simply accept responsibility when one of their drivers causes a crash. Fault is frequently disputed, and multiple parties may point fingers at one another to avoid paying.

When fault is contested, the strength of your evidence becomes especially important. Accident reconstruction, traffic camera footage, witness statements, the driver's trip history, and data from the rideshare app itself can all be relevant. Insurance adjusters in these cases are experienced at handling disputed claims, and having legal representation levels the playing field considerably.