The holidays are a busy time of year. Whether you are directly involved in planning and attending celebrations or merely caught up in the traffic congestion and daily delays the crowded streets of a festive season often cause, you may already be facing challenges getting to work on time and keeping up with your to-do list.

The last thing you need is to have your holiday plans interrupted by a car accident. If you've ever been stuck in traffic in Irving or Garland, you know it can take what seems like forever to get from point A to point B. If a reckless or negligent driver smashes into your vehicle, not only might it increase your delay, it may cause you serious injury as well.

Many accidents occur for these reasons

An injury on the job can mean any number of things, including missed days at work, loss of wages, and ongoing pain. In many instances, a person who is injured on the job is entitled to benefits through the workers' compensation system.

In Texas, however, workers' compensation is not required. Although many employers opt into workers' comp coverage as a means of protecting themselves, some business owners choose to go "bare," opting to do business without this additional coverage. This may allow them to save money over the years, but it is not always good for their employees.

If you've been injured on the job while working for an employer that doesn't have workers' compensation insurance, here are a few things you should know:

Car accidents are traumatic experiences even when there is minimal damage. Since some people experience a mental fog after a car crash, making it difficult to focus, they may not be aware of their injuries right away. Also, some injuries are not immediately evident.

Here are six trauma symptoms that often don't appear right away after a car crash:

• Headache: It is common for a crash victim to experience a problem several days after a motor vehicle accident (MVA). This pain may mean nothing or may signal a more serious problem like a concussion (traumatic brain injury) or a head or neck injury.
• Neck and shoulder pain or stiffness: Whiplash is the classic delayed symptom, usually not becoming painful until 12 to 24 hours after an accident occurs. Whiplash injuries can occur even at very slow speeds. An x-ray, CT scan or MRI may be necessary for a diagnosis or to rule out serious complications. It can take months for neck and shoulder pain to subside completely and may require physical therapy.
• Abdominal pain or swelling: An internal injury may have a delayed onset of symptoms as it can take time for the injury to evolve. Have any abdominal pain or swelling evaluated in an emergency room immediately, and make sure that medical personnel know you were recently involved in a traffic accident.
• Numbness: Swelling may cause numbness, which can occur anywhere in the body and may be perceived as a tingling, stinging or total loss of feeling. These symptoms may indicate nerve damage, or compression of the nerves in the neck or spine.
• Behavioral or mental changes: Concussions are often not evident for a number of hours. The first symptom of a severe head injury is often lethargy or feeling excessively sleepy for no reason. Other symptoms could be difficulty completing simple tasks, confusion, impaired memory, blurred vision, difficulty hearing or ringing in the ears. The Centers for Disease Control and Prevention ( CDC) reports that injuries from motor vehicle accidents account for 14 percent of traumatic brain injuries in the U.S.
• Post-Traumatic Stress Disorder (PTSD): Research suggests that about 9 percent of serious car accident victims develop PTSD or post-traumatic stress disorder. It is even more common in individuals who have preexisting mental health histories. PTSD is almost always delayed in its presentation, appearing in the weeks and months after a traumatic event occurs. Symptoms can include sleep disturbances, fear, anxiety, depression, vivid memories of the event.

The consequences of motor vehicle accidents are costly - both physically and financially - for victims and their families.

Accidents happen, even when you've taken all the precautions you can while out on Texas roads. A driver who has had too much to drink could cause an accident, leaving you or a loved one with debilitating injuries. Do you feel that drunk drivers should be held responsible for their actions? We do.

Criminal punishment is not enough if you are injured

In Texas, a drunk driver faces criminal punishment based on the number of convictions they've received in the past. However, that punishment isn't meant to help the accident victim or his or her family members. Penalties to the drunk driver like fines, loss of driver's license, and even jail time make no direct impact on the others affected by the accident.

If you or a loved one has been injured in an accident, you may feel as if your world is crumbling down around you. A hospitalization, doctor visits, pain medications and other expenses can add up quickly, especially if you are unable to work while you heal or care for an injured family member.

Fortunately, you can hire a personal injury lawyer today without pulling out your wallet. In fact, you pay attorney fees only if you win your case. Personal injury claims are usually handled on a contingency fee basis in Texas, and elsewhere around the country. This allows you to hire a lawyer right away when you need legal help.

What is a contingency fee agreement?